Home / FASHION / A Week In Lisbon, Portugal, On A $70,000 Salary

A Week In Lisbon, Portugal, On A $70,000 Salary

(Last Updated On: December 27, 2017)

Welcome toMoney Diaries , the place we’re tackling what is likely to be the final taboo dealing with fashionable working girls: cash. We’re asking millennials how they spend their hard-earned cash throughout a seven-day interval — and we’re monitoring each final greenback.

Have a cash diary you’d prefer to share? Right now, along with our ongoing diaries, we’re searching for potential diarists alongside the next theme:

Your Spending In Your State: Starting in January, we need to run one Money Diary from a special state every day. Want to rep your state? Submit right here!

Today: a self-described digital nomad who makes $70,000 per 12 months. This week, she spends a few of her cash on fruit.

Occupation: Sales (Location Independent Worker)
Industry: Construction
Age: 32
Location: Lisbon (at the moment)
Salary: $70,000
Paycheck (2x/month): $1,550

Monthly Expenses
Housing Costs: I attempt to maintain it round $800 monthly. Usually, I lease month-to-month Airbnbs (personal rooms, not complete homes) however generally I get fortunate. I simply stayed with my BFF in NYC for a month at no cost.
Loan Payments: $zero. I bought my affiliate’s diploma from a local people school, paid money, and didn’t pursue a bachelor’s.

All Other Monthly Expenses
T-Mobile International Plan: $117
401(ok): 16% pre-tax into my 401(ok), plus an organization match of two%
Savings: $600. ($200 of that is diverted into my Vanguard account. Because my life-style is sort of odd, I prefer to have lots of money readily available. I may additionally buy a rental rental inside the subsequent 12 months, so I’m stockpiling for a down cost.)
Netflix: $10

Day One

eight:30 a.m. — I arrived in Lisbon final night time round midnight after which could not go to sleep till about 2 a.m. (New place, noisy road, and so forth.) I ambitiously set my alarm for eight:30, however instantly flip it off and fall again asleep.

11:30 a.m. — I lastly get up! Part of me needs to get out and discover the town ASAP, however I’ve had a busy, demanding few months, and I inform myself to relax out, get up slowly, and have a soothing morning. The room I’ve right here in Lisbon appeared fantastic final night time, and it seems to be even nicer within the mild of day — excessive ceilings and large home windows. I am excited for the subsequent few weeks! I work remotely, so for the previous 12 months, I’ve modified location each two months or so, and I adore it! Although I desire the time period “location independent worker,” I believe “digital nomad” is the trendier time period for my life-style.

12:30 p.m. — I am lastly dressed, organized, and able to discover! The woman I am staying with got here dwelling LATE final night time and continues to be asleep. I write her a fast notice saying hello after which head out. I pay to hop on the subway to the Baixa district, which I imagine is kind of touristy. That’s fantastic for me on day one in every of a brand new metropolis! I plan to do a free strolling tour at three p.m., however I need to discover a bit by myself first. The metropolis is attractive — heat and sunny, full of colourful weather-worn buildings, cobblestones, and road artwork. $1.70

1:30 p.m. — I uncover the Time Out Market and pop in. It’s tremendous overwhelming, with digital music pumping and other people all over the place. I seize a pastel de nata and an espresso ($four.11) and eat standing on the counter. The pastry is AMAZING! I’ve by no means had one earlier than and anticipated them to be common, however wow, I can see why everybody loves them. Afterwards, I wander down an excellent touristy promenade and cease to attempt on garments. I’m newly single after six years (ugh), so I purchase a low-cut white prime for future dates (eek!). $19.36

2 p.m. — T., an previous good friend who’s on trip in Lisbon, message me on WhatsApp to ask if I need to go to brunch at four:30 as a substitute of happening my strolling tour. I agree, after which uncover that “Brunch” is the title of a weekly out of doors rave. It’s not my traditional scene, however no matter. I want to return dwelling to vary garments, so I cease within the mini-market to seize meals for a fast lunch. I get eggs, butter, a tomato, an onion, a crusty roll, a croissant, and a pack of gum. I am pleased with how reasonably priced the shop is, since it’s the one closest to my home. I sprint dwelling, make a fast omelet with toast, and clean up for the occasion. $three.99

four:30 p.m. — I meet T. at his hostel and provides him €20. The ticket was solely €15, so he covers a few beers, a shot of whiskey, and my bus fare to the rave. It seems we’re tagging together with a number of the hostel workers, and it is sort of cool to hang around with native Lisboans on my first day right here. It takes FOREVER to get to Brunch, however once we do, it’s fairly cool: a clearing within the woods ringed with beer stands, an enormous dance flooring, and a DJ on a stage. People of all ages are in attendance; there may be even a bounce home full of children. We dance for hours, and the vibe is chill. We keep till the occasion is over and stroll out, toes aching and tremendous hungry. $23.48

12 a.m. — In a metropolis with a lot good meals, this can be a tremendous embarrassing buy: We cease at a fast-food joint and I get a fucking cheeseburger for dinner. Boooooo. I commerce a chunk of my burger for a few of T.’s french fries. I am exhausted! My plan for Lisbon was a number of sleep, waking up early to do cultural actions, and an enormous push for gross sales at my day job. So far, issues should not going in accordance with plan… $four.10

12:30 a.m. — Google tells me that the bus will take over 40 minutes to convey me dwelling, so I go for an Uber. My driver is fairly pleasant (though he additionally appears stoned), and he tells me a bunch of locations I want to go to. I am all ears! Usually, I get pleasure from researching locales earlier than I arrive, however I’ve been so busy that I have not time to look into Lisbon in any respect. I get dwelling, and my flatmate is there! We lastly get to satisfy in individual. We chat for a bit of bit; she is cool and easygoing, and it appears that we are going to have reverse schedules, which is sweet and unhealthy. I wash my face, brush my tooth, and fall into mattress. $eight.22

Daily Total: $60.85

Day Two

eight:30 a.m. — Alarm rings. I shut it off and not using a second thought and return to sleep. This sample has to cease, however in the present day will not be the day.

12 p.m. — I am lastly up and away from bed! I believe my lengthy day yesterday plus lingering jet lag knocked me out. I am ravenous and must be on a piece name at 2 p.m., so I Google close by coffeeshops with meals. I dress and stroll a couple of mile to a stunning lookout level. After admiring the view, I stroll into a really conventional trying café with darkish wooden paneling, dusty liquor bottles, and aged folks sipping espressos. The barista is blasting Metallica, although, as I order a spinach and couscous salad, and a café Americano, reply emails, and hop on the decision. After I am executed, I’ve a second of panic — the café does not take international playing cards and I’ve left my money at dwelling! The proprietor is not fazed and tells me to return again with the cash after I can. I supply to go away collateral, however he will not take something. “We trust you,” he says. I thank goodness for kindness and rush dwelling.

three:30 p.m. — I stroll the mile again dwelling, seize money, stroll one other mile again to the café and pay for my meal. The whole comes out to about $eight, however I depart $11.74 as a thanks. (Tipping in cafés is usually zero%-5% right here.) As I stroll again to my home, I understand I’ve already walked over 4 miles in the present day. In mild of that reality, I cease and buy a field of pastries to eat after I get dwelling. For $four.07, I get two pastels de nata, 4 lengthy crunchy butter cookies, and two massive sq. butter cookies dipped in chocolate. Yum! Once I get dwelling, it is proper to work. $15.81

eight p.m. — I snack on an apple and some of the cookies as I proceed to work. I’m assembly T. for dinner at 9:30, however I am ravenous now. Having a good friend who’s on trip right here has positively elevated my spending and disrupted my schedule this week, however the tradeoff is price it. Working from this home is good — there’s a fairly balcony and the Wi-Fi is quick — however it certain is loud; screaming infants, conversations in all kinds of languages, bikes rushing by. I adore it!

12:30 a.m. — I find yourself being very busy at work in the present day, however it pays off with a sale that’s 25% of my annual purpose! Because of that, I am late to go away for dinner and go for an Uber as a substitute of the 35-minute stroll. I meet T. at a tiny seafood place in Chiado. It is lovable, and we share a cheese plate, garlic shrimp, unbelievable octopus, and a bottle of fantastic, dry white wine. I pay $29.35 for my half. T. and I each coached MMA on the identical health club and we return about 10 years. We discuss shit about our exes and alternate health club gossip as we eat. After, we meet up with people from his hostel and drink €1 beers at a stunning mirador overlooking the town. At midnight, I resolve I have to get dwelling, and I Uber as soon as extra. I am conscientious of how a lot cash I am spending, however I believe it is price it to spend time with an previous good friend. The tune “Wonderful World” comes on as I experience dwelling, and I really feel fortunate and grateful. $44.80

Daily Total: $60.61

Day Three

eight:30 a.m. — Alarm sounds at eight:30 a.m. I shut it off however nonetheless handle to be up and about by 10 a.m. I am not hungry, however I make an egg with toast and tomatoes and eat it anyway in order that I do not purchase breakfast out. I am visiting the National Tile Museum in the present day (I like tile!) after which plan to wander a bit and seize lunch someplace fairly.

12 p.m. — The museum is not too far, so I resolve to stroll so I can see extra of the town. At the museum, I pay admission; there are many stunning azulejos on show, in addition to cool non permanent reveals by Japanese ceramic artists celebrating the connection between the 2 international locations. I’ve labored within the tile trade for many of my profession, and I like seeing how previous supplies like these proceed to affect modern tile developments and aesthetics. $5.90

1 p.m. — I hop on a bus ($2.30) to one of many excessive streets and disembark about 15 minutes later. In between taking images of road artwork, yellow trams, and delightful tile, I pop right into a clothes store known as Bershka. I favored a skirt I noticed there the opposite day, however they did not have my measurement. Luck is on my facet, as a result of they do have the skirt, and it matches completely! I attempt to solely purchase garments in the event that they fill an enormous gap in my wardrobe, and this knee-length, pleated skirt positively does ($29.49). $31.79

2 p.m. — I cease by a cute café for lunch. The man behind the counter is stern, and I panic order a pastry and a espresso as a result of I really feel rushed. Once I’ve collected myself, I return to the counter and ask for a vegetable soup. After I am executed, I get a second espresso and sip it as I spend time enhancing just a few images to publish on Instagram, answering work emails, and WhatsApping with completely different teams of pals. $four.80

three p.m. — I catch the subway again to my neighborhood and set myself up on the balcony with my laptop computer and an enormous glass of water. Lisbon has a number of the steepest hills I’ve ever seen, and all of the strolling has made me thirsty. My firm’s workplaces are closed in the present day for a gathering, so I get lots of stuff coming my approach from shoppers who cannot attain their traditional salesperson. I am blissful to assist out my colleagues since being busy makes the time fly. I proceed to message pals from dwelling. It feels good to remain within the loop though I’m far-off. $2.30

7:30 p.m. — My money is operating low and the ATMs are being a bit of temperamental with my card, so I need to preserve what I’ve. I purchase garlic naan from the rooster restaurant subsequent door and make scrambled eggs with tomato and onions. My flatmate will get dwelling, and we chat concerning the financial system in Portugal, the excessive price of schooling within the States, and our latest breakups. After, I log again on to complete my final three hours of labor. I will attempt to be in mattress by midnight tonight. $1.77

Daily Total: $46.56

Day Four

eight:30 a.m. — I gave up hitting snooze and turned off my alarm earlier than mattress final night time; this morning, I get up at eight:30 on the dot with out it! T. and I textual content about going to the seashore, however I resolve to not for the reason that journey would make my day too hectic. I sit in mattress for some time longer, looking on my Kindle for a brand new e-book and having fun with the recent air and the sounds coming from the road under.

11 a.m. — First order of enterprise is to get money. Thank goodness the ATM closest to my home decides to just accept my card! I resolve to go to Carmo Convent (the remnants of a Gothic cathedral that was partially ruined in an earthquake), and buy a spherical journey subway ticket ($three.35). The entrance payment is $6, and the convent is gorgeous! There are a bunch of South American artifacts and two Peruvian mummies inside, and I ponder concerning the ethics of those cultural objects being in Portugal. I’ve a good friend who focuses on antiquities trafficking (working towards it, not for it!), and I inform myself to ask her for her opinion later. $9.35

12 p.m. — The again of the convent opens up right into a patio with a stunning view of the town. There is a café there that appears so tempting. I assume it’s a vacationer lure, however I look it up on-line and the opinions aren’t unhealthy. They are enjoying Buddha Bar on the radio, there’s a seat within the shade, and the view is superb, so I resolve to remain. I order an Americano and tomato bruschetta. I principally admire the view, however I additionally electronic mail my mother a few of my images from the journey and ship them to a WhatsApp group chat with pals. It is so enjoyable. $10.65

1:30 p.m. — It’s such a reasonably day that I do not need to work, however I need to. I take advantage of the subway card I purchased earlier to get dwelling. I’ve a candy tooth, so I cease and decide up fruit from a road vendor: three clementines, two pears, and a mango. I set myself up on the patio with water and the clementines, and by 2 p.m., I am making cellphone calls and answering emails. $1.75

5 p.m. — I am ravenous and pop down the road to choose up a rotisserie rooster. The rooster place is closed, and the subsequent three cafés I go to have all completed with meals service for the day. I am getting desperately hungry and I have to make work calls. I seize my laptop computer and stroll 20 minutes to the café the place I had the couscous salad the opposite day and order the identical factor. I sit down and attempt to settle in, however one minute later, an enormous, noisy tour group is led in by a information. Le sigh. I suppose in the present day will not be as productive as I hoped. I kick myself for not planning higher. $eight.89

6:45 p.m. — The café wasn’t so unhealthy ultimately. The group solely stayed about 15 minutes, and I had a pleasant chat with the information. On my approach dwelling, I cease by a lookout level and watch the solar set. There is a lady with a guitar singing songs in Portuguese, and many folks dangle round consuming beers; it’s very nice. I purchase a savory rooster pastry and a pastel de nata to eat as I head dwelling to complete work. $2.43

9:30 p.m. — I lower out of labor at 9:30 to go to a Couchsurfing occasion at a bit of out of doors bar close to Time Out. I’ve by no means used Couchsurfing as a journey useful resource earlier than, however I’ve heard their occasions are enjoyable, and this one completely is. It’s just a few, informal hours of assembly new and pleasant folks from everywhere in the world and lots of locals. Being from D.C., I used to be anxious that everybody would need to discuss politics with me however nobody did, thank god. T. ended up stopping by as nicely, and we each had a good time. I took the metro there ($1.40), however needed to Uber again dwelling ($6.27). I purchased two small beers for myself (€1 every!) and a big one for T. in alternate for a few of his cigarettes ($four.60). I make it again dwelling round 1:30 a.m., blissful, relaxed, and prepared for mattress. I chat with a number of the women on-line after which go out. $12.27

Daily Total: $45.34

Day Five

9 a.m. — I get up pretty early contemplating how late I stayed out final night time. I eat a pear from my fruit stash and drink water. I deliberate to spend the day enjoyable at dwelling and studying my e-book, however my thoughts retains drifting towards my ex. If I keep right here alone, it would simply flip right into a pity occasion, so I dress and prepare to exit.

12 p.m. — There is a café I maintain listening to about known as Tease. It is a bit of inconvenient to get to, however I resolve it’s a excellent vacation spot for in the present day since I did not plan on carrying out anything anyway. I take the subway ($1.40) and stroll about 20 minutes to get there. When I arrive, it’s lovable! Shabby-chic decor, good music, hip folks engaged on laptops. I order an Americano and a veggie burger ($11.86), then sit for awhile and skim. The meals is nice, and I’m stuffed. I stroll to a lookout level close by and benefit from the view, then head again dwelling to learn my e-book for a bit earlier than work. Pity occasion efficiently averted. $13.26

four p.m. — I’ve remedy in the present day, and I’ve actually been trying ahead to it. We missed final week due to a problem with my insurance coverage, and I’ve quite a bit I need to speak about. Since I journey a lot, I take advantage of an app to satisfy with my therapist on-line by way of video chat. Talking to knowledgeable actually helps me kind out my ideas and feelings, and I want it was accessible to everybody. This go to prices $95, however is totally paid for my by medical health insurance. Afterwards, I eat the final pear and get again to work.

6 p.m. — I get pleasure from consuming out quite a bit my first few days in a metropolis, and I take into account it a part of exploring a brand new place. But now that I have been right here virtually per week, I have to get critical. I do my first large grocery journey and get espresso, rooster breast, dried pasta, couscous, a can of tuna, a small carton of béchamel sauce, a tomato, goat cheese, rice desserts, mushrooms, broccoli, a can of Coke, a bottle of wine, eggs, a crusty roll, a pastel de nata, garlic, raspberries, muesli, Greek yogurt, cleaning soap, and dental floss. Once I get dwelling, I snack on the goat cheese, tomato, and a rice cake. I throw collectively pasta with rooster, mushrooms, broccoli, onions, and garlic, and make a white wine and béchamel sauce. The neighbors are blasting Eminem; a lot nostalgia for me! I end my previous couple of hours of labor and snack on the pastel de nata. I do not take into account myself an excellent cook dinner, however I just like the meals that I make, and it feels good to eat a few of MY meals once more. $31.97

9 p.m. — My roommate comes dwelling, and we sit on the patio for just a few hours consuming wine and chatting. We get a yearning for one thing candy and put goat cheese and honey on prime of rice crackers. At 2 a.m. the neighbors yell at us for taking part in music too loudly, so we head to mattress.

Daily Total: $45.23

Day Six

10 a.m. — Ugh. I sleep late and get up feeling sick from all of the heavy meals yesterday (a fried veggie burger and large plate of pasta). Instead of consuming breakfast, I drink two cups of espresso at dwelling. I am getting dinner with T. tonight, so I begin work just a few hours sooner than traditional in an effort to end up in time.

1:30 p.m. — After just a few hours of labor, I bathe, dress, and at last have an urge for food. I eat a bowl of Greek yogurt with raspberries and muesli. I believed the yogurt was plain, however it seems to be vanilla flavored, which is a unbelievable shock!

four:30 p.m. — After snacking on rice desserts with goat cheese and tomato, I resolve to make precise lunch — diced mushrooms, potato, and onion with two eggs and bread. I additionally contact my realtor a couple of rental I see on the market on-line in my hometown. I have been trying to purchase a rental property to herald additional earnings, and this place appears excellent! She agrees, and I get the ball rolling with my lender! Afterwards, I get a yearning for one thing candy; I drink the can of Coke I purchased yesterday.

9 p.m. — I log off of labor, change garments, and head to T.’s neighborhood on the subway ($1.40). We go to a bit of place across the nook from his hostel that’s well-known for his or her octopus rice! We get the rice, squid, recent cheese, bread, and a bottle of wine; every thing is superb. ($25.55) As we’re ending up, a bunch of individuals from his hostel present up with beers. We all sit round speaking for awhile, then head to a pastry store to purchase dessert. ($1.20) Meanwhile, I log out on a suggestion letter for the rental! Woohoo! I have been serious about creating a number of earnings streams for awhile, and this unit looks as if an incredible alternative. We find yourself on a road stuffed with younger folks, consuming beers and socializing. I handle to make it dwelling on the final subway prepare of the night time. ($1.40) I name my mother and pop to inform them concerning the rental, then go to sleep round 2 a.m.! $29.55

Daily Total: $29.55

Day Seven

11 a.m. — I get up late after my late night time out. I usually solely have three or 4 drinks a month, so this week has executed a quantity on my physique, and I resolve to relax a bit of with the wine. I make espresso and eat yogurt, muesli, and raspberries on the patio, and skim a little bit of my e-book. I message with T. since we’re going to the seashore later in the present day, however there is no such thing as a rush to get going.

1:30 p.m. — I decide up T. up at his hostel. The man who works there tries to play a “hilarious” joke on me by pretending that T. checked out just a few days in the past. I may need fallen for it if I hadn’t been messaging with T. all morning. We hop on the prepare to the seashore. It’s a extremely cloudy day however nonetheless feels heat sufficient to put out. $three.24

2 p.m. — We arrive, and the seashore is so fairly! It’s sandy and large, with small waves and some sailboats within the distance. We cease and seize ham and cheese croissants, and I get an espresso earlier than heading over to put out our towels. We people-watch and chitchat for just a few hours, and I message forwards and backwards with my realtor concerning the property. The promoting agent is being tremendous sluggish getting us the paperwork we want, which provides me time to second-guess, freak out, and overanalyze my determination. Luckily, my realtor can also be a good friend who does not thoughts having to do a little bit of handholding. $2.19

5 p.m. — We actually did not plan this seashore day very nicely so far as snacks are involved. I want to make use of the restroom, so I purchase a tuna sandwich at a close-by café for us to separate. As the solar units, T. listens to music and I take a name to meet up with a girlfriend dwelling in Cairo. It is totally attractive, however we plan to return again once more tomorrow when it’s presupposed to be sunnier. $four.49

eight p.m. — We stroll to satisfy some people on the Time Out meals corridor for dinner. It is pricy and tourist-trappy, however a few of T.’s pals need to go. I debate getting a snack right here after which consuming dinner after I get dwelling, however I get hangry and simply go for it. I get seafood rice and a glass of white wine, and the meals is scrumptious, however very wealthy ($15.12). Afterwards, they head to a bar to look at soccer, and I’m going dwelling to overview and signal my supply letter on the rental! ($1.40 metro) $16.52

Daily Total: $26.44

Money Diaries are supposed to replicate particular person girls’s experiences and don’t essentially replicate Refinery29’s viewpoint. Refinery29 on no account encourages criminal activity or dangerous habits.

Life is dear and oftentimes our salaries don’t completely cowl our payments. We need to hear about your facet hustle, how a lot cash it brings in, and is it actually your ardour? Let us know right here, and your reply is likely to be featured on Refinery29!

The first step to getting your monetary life so as is monitoring what you spend — to attempt by yourself, try our information to managing your cash daily. For extra money diaries, click on right here.

Have questions on submit or our publishing course of? Read our Money Diaries FAQ doc right here: r29.co/mdfaqs

Like what you see? How about some extra R29 goodness, proper right here?

The Real Reason You Won’t See Women Proposing To Men

Unpopular Opinion: I Hate Office Holiday Parties

A Week In New York City On A $40,000 Salary

About Alisa james

Check Also

5 Of Aaliyah&#zero39;s Most Iconic Beauty Looks

(Last Updated On: January 17, 2018) On my first day of fifth grade, my trainer …

Leave a Reply

Your email address will not be published. Required fields are marked *